Liberty Holdings Ltd is an African wealth management group based in Johannesburg, South Africa. Liberty has interests in life and health insurance, asset management and property development, with business operations in six other countries across Southern, East and West Africa.

The group’s principal operating business, Liberty Life, is the third largest life insurer in South Africa, while 100% subsidiary STANLIB is the second largest investment manager in South Africa, and is also South Africa’s largest unit trust (mutual fund) company.

Liberty Holdings is 53% owned by the Standard Bank Group, the largest African bank by total assets.

Liberty Retail SA’s guiding philosophy is to be a wealth company that strives to help, support and guide its customers to make a positive difference in their lives.

The business is passionate about customer centricity and places the customer at the centre of their decision making. With over 2,3 million individual policyholders, Liberty Retail SA is committed to ensure customers have a smooth and seamless experience and that they achieve their intended benefit.

Liberty Retail SA provides advice on a broad range of risk, investment and retirement products and services to its customers, through its large and wide reaching distribution network of more than 12,000 financial advisers. This includes funeral and savings products for entry level markets. The business goal is to help protect its customers and their families against temporary or permanent financial difficulty as well as provide them with wealth creating investment opportunities. It is focussed on leveraging growth opportunities that positively impact the customer and that creates relevance in the markets it operates in.

Liberty Retail SA is defined by its 2,200 talented and well skilled employees and sales agents and is underpinned by a core belief in continually nurturing and growing its people, all focused on delivering customer excellence.

Liberty Corporate is a core division within the listed entity “Liberty Holdings Limited” and part of the greater Standard Bank Group. We are market leaders in providing employee benefits, Investment and Risk solutions to the South African business community. These are provided through the advice of a country wide network of professional financial advisers.

STANLIB was established in 2002 through the merger of Liberty and Standard Bank’s asset management, wealth management and unit trust interests. STANLIB is wholly-owned by the Liberty Group, of which the Standard Bank Group is a major shareholder, together with a diversified spread of BEE organisations dedicated to the advancement of the previously disadvantaged. STANLIB has over 400,000 clients and has a presence in eight African countries.

We are passionate about property, Africa, sustainability and value creation.

Liberty Properties has been a vital part of the South African property experience for close on four decades. Our business touches lives. It’s about sustained value for our shareholders, optimal investment returns for our investors, superior destinations for our shoppers, desirable and profitable environments for our tenants. It’s a heritage to be proud of.

We are an independent, strategic company operating within Liberty Holdings Limited. As one of the country’s top commercial real estate businesses, our goal is to be the leading property brand on the African continent.

Liberty Properties has a retail, commercial and hospitality portfolio of over 1.5 million m² valued at more than R24 billion.

We have made headlines of late for our bold expansion plans that include multi–billion rand refurbishments to our premium property portfolio and an intention to expand our footprint in Africa.

The current number of exciting projects in strategic locations across Africa empowers our business and makes our vision authentic. We are involved in a number of retail and hospitality developments in RSA and at least five mixed–use developments in East, West and Southern Africa.

Our projects facilitate job creation, community upliftment and social development. Our company ethos is to create and invest in property ventures which make a statement and make a difference in people’s lives.

Liberty Health is a multi–dimensional provider of health solutions in South Africa and other emerging markets.

Our interests span medical schemes, Information Technology systems, employee wellness, medical risk management and healthcare administration.

Liberty health is about partnerships. We believe that no single provider can meet all the needs of the diverse health markets that exist in the world today and we embrace that concept. We partner with healthcare professionals and world class providers of health related services, systems and products to combine and manage health programs that work for our clients.

This model allows us to package health solutions for corporate clients, health organisations, medical schemes, administrators, governments and individuals.

Liberty is committed to supporting development in South Africa and Africa in general. We believe that our Corporate Social Investment (CSI) initiatives should contribute to building the thriving economy that is vital to our collective destiny, and which will light the way to financial prosperity for generations of South Africans and other Africans.